ShiftCash - 改变你的车标题为现金
SHIFT.cash是汽车所有权贷款的第一个全球平台切分。我们担保（或低风险）贷款的市场加密货币的世界连接，并给予解决资金问题的一个十亿汽车owners.SHIFT.cash出手的障碍进入全球金融体系的契机，团结安全信贷组织在世界各地为国内最大的网上银行。我们blockchain平台将计算精度高的风险，并确保您的资金在快速增长，波动较小的市场投资 - 财产担保的贷款。
代币基本信息
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基本信息
| 平台 | 未知 |
|---|---|
| 类型 | 未知 |
| 接受币种 | ETH |
| 流通百分比 | 30% |
| KYC | 未知 |
| 受限地域 | 未知 |
| 网站 | 首页链接 |
| 白皮书 | 下载 |
项目介绍
How it works
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The Borrower installs the SHIFT.cash application on a smartphone and goes through the usual registration procedure for online banks: entering personal data and scanning the passport.
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Next, the borrower enters information about his car - the collateral. Here, with the help of the application, the user adds a photo of the vehicle and the car itself.
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Now the user has full access to the car evaluation function and the calculation of the available loan amount. Based on regional databases, the integrated module SHIFT.Appraisal determines the market value of the car and its liquidity ratio.
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To calculate the interest rate, an "intelligent" algorithm adjusting the rate is used, depending on the loan amount. At the same time, the maximum loan amount does not exceed 35% of the market value of the car.
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In order to get a loan, the user must undergo a verification procedure. This can be done in person at the nearest SHIFT.cash office or remotely by making a photo of the car with a special QR code installed under the windshield, preprinted on a sheet of A4 paper.
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After approval, the borrower gets the money to his account created in the SHIFT.cash system. Payments can be made with the support of mobile services like Apple Pay, Samsung Pay and Android Pay. Also, you can attach a virtual or plastic card to the account SHIFT.cash
