代币基本信息
Claim this listing and publish updates.
基本信息
| 平台 | Ethereum |
|---|---|
| 类型 | ERC20 |
| 接受币种 | ETH |
| 流通百分比 | 未知 |
| KYC | 未知 |
| 受限地域 | 未知 |
| 网站 | 首页链接 |
| 白皮书 | 下载 |
项目介绍
About FiinuFiinu's founders have worked together for nearly ten years and their successes include building and managing a UK-based FinTech company that has lent and recovered over 4.5 million overdraft-style loans with a trade value exceeding £1 billion. Under their management, at its height, the company would have been in the Top 10 of the Deloitte Technology Fast 500 fastest growing technology companies in the world with nearly 35,000% revenue growth over a five-year period.Fiinu's core team has gone through the full UK-bank licence authorisation process once before, for a well-established family office, and have built a digital banking platform from scratch. Combined, they have a wide range of dedicated skills, experience and understanding of what it takes to earn a UK-bank licence.Fiinu's leadership team has an extensive experience in financial services, and well-developed regulatory know-how developing and designing risk management frameworks, strategies and managing regulated financial services companies. They also have practical experience in carrying out the stress tests and implementing Basel III, ICAAP, ILAAP, RRP and related risk governance, risk appetite and capital management policies.With technology at the heart of Fiinu and no legacy systems or expensive brick and mortar branches on the high street, the bank can deliver the latest technology innovations, which live on your phone.Fiinu is currently undergoing a full bank licence authorisation process with the Bank of England regulators, the Prudential Regulation Authority and the Financial Conduct Authority and has been developing and testing its smart credit products since the beginning of the year.Features
Fiinu will form alliances and strategic partnerships with the leading digital asset exchanges.
Using APIs to integrate best-in-class services from across the market, Fiinu will provide its customers with direct in-app access to the world's most active digital asset exchanges, and will enable them to trade bitcoin and other digital assets just as securely, easily and flexibly as traditional assets classes.
This arrangement also benefits the exchange, as all customers with linked accounts can execute near-instant transactions in the national currency to and from their Fiinu account to a digital asset exchange.
In addition to traditional payment schemes (Faster Payments Service, Bacs, CHAPS, SEPA & SWIFT), Fiinu is committed to join at least one large blockchain-based settlement network that allows the most efficient mechanism to process and settle payments, enabling Fiinu's customers access to alternative, low-cost remittance options.
Fiinu's customers can take out a loan denominated and repaid in the national currency that is collateralised by their digital assets, without having to liquidate the digital holdings. Initially the bank will accept FNU, BTC and ETH and is expecting to add other popular digital assets in the future.
This gives Fiinu's customers with digital assets (which are not consistently recognised by traditional lenders) access to capital-on-demand to cover their daily Fiat-money expenses while maintaining their long position in a chosen asset as well as help plan tax-events.
Throughout the loan lifecycle, Fiinu will monitor the value of the underlying collateral and keeps it securely stored in smart contract architecture.
Fiinu PCA's come with BIO features, enabling all customers to set up a "safety net" for their current accounts in any other bank to avoid paying high Unarranged Overdraft and Unpaid Item fees and have quick access to a credit line to cover any emergency expenses.
Fiinu is committed to handle digital asset related transactions as if it is any other traditional asset class broker transaction, without additional scrutiny, to avoid forcing its customers to invent workaround solutions to access their financial wealth.
