Bankera - 银行业务的Blockchain时代

Bankera正在建设一个数字银行持续的blockchain时代。作为一个传统的银行,Bankeras服务适合分为三组:支付,贷款和存款和投资。

代币基本信息

状态
已成功
货币符号
BNK
开始日期
2017-10-15
结束日期
2017-11-14
募集金额
177,000,000 EUR
目标上限
177,000,000 EUR
代币数
2,500,000,000
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基本信息

平台Ethereum & NEM
类型ERC20, NEM
接受币种ETH, XEM
流通百分比未知
KYC未知
受限地域未知
网站首页链接
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项目介绍

Digital technology has changed the face of finance. Most notably, perhaps, the birth of Blockhain has enabled us to digitalize money via cryptocurrencies such as Bitcoin. There have been many attempts to apply Blockchain technology to revolutionize other finance sectors. However, so far, most FinTech companies have been focusing only on a certain niche (e.g. remittances or lending) as they cannot take advantage of economies of scale enjoyed by traditional banks. Traditional banks, although have the funds, are not as fast at adopting new technologies as they are held up by legacy systems.

Bankera aims to revolutionize banking by taking advantage of what blockchain technology has to offer while still focusing on scale. This means that Bankera seeks to become one-stop store for all financial services, in the same way traditional bricks and mortar banks are now, while using technology to reduce the number of counterparties, thus lowering the cost of banking for the end consumer. Adoption of blockchain technology will also allow Bankera to offer new and unique solutions to its customers.

Services
Bankera will offer three core lines of services:

  • Payments including payment accounts with personal IBAN, debit cards, interbank foreign exchange rates and payment processing. All services will support both traditional fiat currencies as well as cryptocurrencies such as Bitcoin, Ether, DASH, XEM, ERC20 compliant tokens and others. In the long term, Bankera will implement innovative solutions as gross-domestic-product (GDP) linked currencies or use equity traded funds as a substitute for money.
  • Loans and deposits will be a key competitive edge as well as core service of Bankera. Not only saving, but also current deposits will receive interest. All Bankera clients will be able to benefit from higher interest rates due to proprietary information about borrowers' cash flows as most loans will be given to business clients of payment processing solution.
  • Investments solution will consist of low-cost investment products such as equity traded funds (ETFs), crypto-funds (a portfolio of various cryptocurrencies and crypto tokens) as well as roboadvisory solutions for wealth management. Later on, Bankera will offer investment banking services including financing corporate strategies of our business clients.

Status Quo of Bankera

Bankera will be operational and will have significant IT infrastructure in place prior to the initial coin offering (ICO).

Bankera already has the necessary regulatory and IT arrangements to offer individual international bank account numbers (IBAN) which can accept and make payments in the Single Euro Payments Area (SEPA). Bankera also offers competitive foreign currency exchange rates, quick and cost effective international bank wires as well as having the “Bankera Payment Card” linked to cardholder’s payment account.

All of these services can be tested at SpectroCoin, cryptocurrency exchange, e-wallet, debit card and payment processor provider of which Bankera will be an operational fork. What has been developed so far will serve as a minimum viable product for Bankera to begin operations. However, to achieve its goal to become a fully operational bank service, Bankera needs to obtain capital.

团队介绍 查看全部

Vytautas Karalevičius
Vytautas Karalevičius
CEO
Mantas Mockevičius
Mantas Mockevičius
CCO
Justas Dobiliauskas
Justas Dobiliauskas
CTO
Craig Grant
Craig Grant
VP for Business Development
Egle Eidimtaite
Egle Eidimtaite
VP for Business Development
Rūta Čižinauskaitė
Rūta Čižinauskaitė
VP for Marketing